The Regulation defines the procedure for banks, including microfinance banks, to carry out operations with precious metals.

Banks perform the following operations related to precious metals:

· purchase and resale of measured gold bars by customers through the bank's mobile application;

· sale and repurchase of measured gold bars by banks by purchasing them from the Central Bank;

· sale and repurchase of precious metals by banks in electronic (non-physical) form.

The sale and repurchase of measured gold bars between the bank and the client are carried out by confirming the offer agreement in the bank's mobile application.

After successful payment, the "secret code" of the gold bullion purchased by the customer is displayed in the bank's mobile application.

To receive the purchased measured gold bars from the bank, the customer presents an identity document, as well as a "secret code" obtained through the bank's mobile application.