According to the amendments to the Civil Code:

If the amount of the payment made is insufficient to fulfill obligations under a microloan or loan allocated to a borrower - an individual or a borrower - a business entity, then the borrower's debt will be repaid in the following order:

• proportionately - overdue principal debt and overdue interest payments;
• accrued interest for the current period and outstanding principal debt for the current period;
• penalty (fine, fine);
• other expenses of the creditor related to debt repayment.

Also, when making a court decision on debt collection on a loan, accrual of interest, as well as penalties in accordance with the established procedure, in relation to the recoverable amount on the loan specified in the court decision, stops.

In addition, according to the amendments to the law "On Non-bank credit organizations and Microfinance activities", the maximum size of a microloan has been increased from 50 to 100 million soums.

The law comes into force from the date of its official publication, according to the Ministry of Justice.